Wayne State University

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5 Death Benefits

Income

When death is the cause of termination of University service, income through the date of death is provided if the deceased staff member was on active service or was receiving earnings from his/her illness leave benefit. One half of the days accumulated or remaining in the deceased staff member's illness leave bank, not to exceed 225 hours of earnings, will be paid to the beneficiary(s) of a staff member who had completed five years of service. Such income allowance will be provided in addition to the pay out of accrued vacation time and the life insurance benefit.

Group Medical Insurance

The spouse of a deceased staff member and any dependent children (as defined under the insurance program) are eligible to continue coverage in the University's group medical insurance program by assuming the full cost of the premium at group rates.

Coverage for dependent children may be continued without University subsidy as long as they remain dependents as defined under the applicable insurance plan.

Life Insurance & Retirement Plan

The Group Term Life Insurance and Retirement plan benefits are paid to the beneficiary(s) designated for each plan.

In summary, spouse and/or dependent children are eligible for the following benefits:

  1. Payment of any earned unpaid salary through the date of death.
  2. Payment of earned unused vacation leave time.
  3. Payment of one-half of the earned unused illness leave time to a maximum payment of 225 hours provided the staff member had completed five years of service.
  4. Continuation of group medical insurance: The spouse may continue the coverage. Dependent children may continue as long as they remain dependents as defined under the applicable insurance plan Continuation of group medical insurance for both the spouse and dependents requires their payment of the full cost of the premium at group rates.
  5. Continuation of Tuition Reduction Program for dependent children less than twenty-six years of age, as defined in the Tuition Reduction Program (section 2.6) including continuation for dependent children of those individuals who were receiving Long-Term Disability benefits at the time of their death.