This section of the Manual describes the University benefit programs in effect on the date of issuance of this Manual.

The University reserves the right to amend or terminate any benefit.

The following description of insurance benefits available is intended to be a summary only. In the event of conflicting information, the certificates and riders of each individual plan prevail.

Most benefits are available to personnel appointed on at least a half- time (50%) basis. Benefits are not available to personnel appointed less than half-time except for continued retirement plan participation.

Benefits available to retiring or retired employees are described in the "Retirement" section of this Manual.

Staff members should contact the Benefits Administration Department when specific questions about the benefit programs arise.